VIVA NETWORK – BUSINESS STYLE PROPERTY USING BLOCKCHAIN SMART CONTRACT

Viva Network – is a decentralized ecosystem that connects mortgage borrowers with global investors within a borderless, blockchain-secured cloud platform. Viva’s innovative technology uses Ethereum smart contracts to underwrite and securitize private home loans into Fractionalized Mortgage Shares (FMS) which can easily be bought and sold on the Viva FMS Exchange (a Secondary Market Exchange) application.

Using Fractionalized Mortgage Shares, Viva allows investors to crowdfund mortgages of home buyers from anywhere in the world, making the process quicker and easier for homebuyers. With the ability to efficiently access the free market, both parties will now be able to capitalize on international interest rate arbitrage and obtain lower interest rate mortgages and higher returns on investments.

Viva this will all take place seamlessly on the Viva Platform, an application providing access to exclusive, innovative and first-to-market network applications designed toimprove and revolutionize the mortgage financing process. vivanetwork.org platform will consist of applications that will be continually evolving, improving and updating to cater to end user’s needs and preferences over time. Viva uses a proprietary, smart contract powered, crowdlending technology that will enable homebuyers to obtain fiat-currency home loans.Borderless & decentralized home loan financing will eliminate the need to rely on middlemen like banks and other financial intermediaries.

Viva creates a free market in the mortgage industry – reducing inefficiencies and allowing more affordable homeownership.For the first time, Viva will allow accredited private investors to own highly profitable, asset-backed Fractionalized Mortgage Shares (FMS).Also featuring innovative applications, designed to improve the current & outdated Property Appraisal and Credit Scoring processes.

HOW DOES IT WORK?

The most interesting thing about VIVA is that it eliminates the middlemen or intermediaries with their exorbitant interest rate and allows the free market to determine the rate of interest on a borrower’s mortgage thereby bringing about a loaning procedure that is more quicker, profitable, simpler and effective for all parties involved.

This is the high time to do away with the ancient, traditional and ineffective financing system and embrace the revolution introduced by VIVA Network.

It is no doubt that this is unprecedented and is going to be successful and really disrupt the mortgage industry.
Check the token information below and Get involved.

TECHNOLOGY

BLOCKCHAIN-ORIENTED : Mission-critical data, transactions and appraisals will be backed by blockchain technology. Ethereum smart contracts and BigchainDB at company core enable decentralization in a highly secure, resilient, transparent, and trust-less environment.

ROBUST MICROSERVICE APIS : Built by software engineers specializing in architecting large-scale financial enterprise systems, a RESTful Service Oriented Architecture will allow Vivanetwork.org Network to adapt to changing industry trends and opportunities with agility.

BIG-DATA READY : Vivanetwork.org Network Platform will utilize AWS for an infrastructure capable of processing vast amounts of mortgage, property, and trading pattern datasets for Machine Learning analytics that will evolve a uniquely intelligent platform.

3RD PARTY FINTECH INTEGRATION : Designed to accelerate alternative finance trends by seeking integration with complimentary providers from decentralized credit rating to generalized blockchain asset portfolios.

TOKEN ICO DETAILS

VIVA Token Sale is divided into two stages, there are:
1. Early Contribution Stage
The stage is conducted in three rounds with difference amount of bonus.
2. Main Contribution Stage
The main stage is conducted in three rounds with a certain bonus each.The current round is the third round (Pre-Sale) of the Early Contribution Stage. The pre-sale round in which contributors get a 35% bonus on tokens when they invest. The round will be conducted in 30 days or untill the total of 6,870 ETH has been contributed. The exchange rate will be 46,511 VIVA to one Ether.

The detail of the VIVA token generation event is as follow:
Token: VIVA
Platform: Ethereum
Type: ERC20
Price in ICO: 1 ETH = 35,714 VIVA

BONUS
Early Contribution,
Round 1: 40%
Round 2: 35%
Round 3: 30%

Main Contribution,
Round 1: 25%
Round 2: 15%
Round 3 (depend on the amount of investation):
1 to 1.9 ETH: 5%
1.9 to 2.9 ETH: 10%
2.9 to 7 ETH: 15%
Total Token Supply: 4,000,000,000 VIVA
Tokens for sale: 3,000,000,000 VIVA
Accepting: ETH
Distributed in ICO: 75%